Apply for Funding Interface provides immediate cash flow funding to small and medium sized businesses. We provide a simple, proven and trusted invoice discounting solution, also known as spot factoring. First time funding can take as little as 48 hours. Use this cash to pay important creditors now. Apply Now   arrow_right_alt

01

You provide the goods or services to your customer.

02

You issue an invoice to the customer.

03

You sell Interface this invoice.

04

Interface pay you 90% of its value.

05

Your customer pay Interface on the invoice on its due date – but you stay in control of the debtor communication.

The cost of this service is from 4% of the invoice value. There are no establishment fees. The entire process can take as little as 48 hours the first time. Repeat transactions can be completed on a same day basis.

Case Studies

Interface can assist any business in any industry that provides goods or services on credit terms – if you need working capital we can help you.  Here are some actual examples of clients Interface has been able to assist by turning unpaid customer invoices into instant cash for their business.

Onyx Digital Limited -  Auckland IT Services Business

Onyx Digital Limited - Auckland IT Services Business

We provide IT services to a large corporate client, which pays their invoices on a 60-day cycle. That’s a bit of a challenge for us because we have bills to pay on the 20th of each month.

Kings Drywall Services Limited - Plastering Contractor

Kings Drywall Services Limited - Plastering Contractor

I needed to work on the fluidity of the budget because I wanted to concentrate on the work instead of worrying about the money. I wanted to be able to take care of the work that needs to be done, with the peace of mind that I have a cash flow buffer in the background.

Construction Business

Construction Business

Interface Wellington worked with a construction business that in the past undertook work in the domestic market and as a result received payment as and when the work was completed. Cash flow had therefore never been a significant issue.

News

Topical articles of interest for small and medium sized business owners and their buinsess partners.

Smishing: Cyber attackers use names you trust to hack your phone

Smishing: cyber attackers use names you trust to hack your phone (October 21, 2021)

People could be forgiven for dismissing this Cyber Smart Week as yet another 'awareness' week, but – as demonstrated by the recent spate of cyberattacks targeting mobile phones using iconic New Zealand company names – ignoring it may be costly.

HOW TO PREPARE AND WIN IN ANY WORSE-CASE SCENARIO

How to prepare and win in any worse-case scenario (October 21, 2021)

While most of the population in the UK is vaccinated, Covid cases and fatalities are once again rising amidst calls for tighter restrictions. Could the UK be a window into a future where rolling lockdowns and other restrictions become the social norm, and, if so, do we hold out for normality or take action now?

CAN EMPLOYERS FORCE EMPLOYEES TO GET VACCINATED?

Can employers force employees to get vaccinated? (October 21, 2021)

When it comes to mandating vaccinations in the workplace, the New Zealand Bill of Rights Act 1990 does not overrule other legislation, such as the Health and Safety at Work Act 2015, but there is a process employers need to follow before mandating employee vaccinations.

Interface Financial

Interface financial (July 1, 2021)

The New Zealand operations of  The Interface Financial Group has recently changed its trading name to Interface Financial NZ.  We have also taken this opportunity to refresh our website where you can find all of our newsletter articles. 

3 or 4 POINTS ABOUT PIVOTING YOU HAVE NOT THOUGHT OF

3 or 4 points about pivoting you have not thought of (March 2, 2021)

Snap lockdowns, minimum wage increases, and changing social norms, like cancel culture, are just some developments forcing businesses to navigate a volatile

HOW TO STAY POSITIVE WHEN GOING THROUGH HELL

How to stay positive when going through hell (March 2, 2021)

Staying positive when everything seems to be going to hell in a handcart can make a mockery of expressions like, 'think positive, stay positive – but it is essential for success,

Contact Us

Instant Cash for Your Business

Interface is NZ's leading alternative finance source for small and medium sized business. We have over 15 years' experience in NZ with our specialist invoice discounting (spot factoring) service and can turn your debtor invoices into immediate cash to pay your creditors on time. Why wait for your debtors to pay you in 30 to 45 days when you can have cash today?