Apply for Funding Interface provides immediate cash flow funding to small and medium sized businesses. We provide a simple, proven and trusted invoice discounting solution, also known as spot factoring. First time funding can take as little as 48 hours. Use this cash to pay important creditors now. Apply Now   arrow_right_alt

01

You provide the goods or services to your customer.

02

You issue an invoice to the customer.

03

You sell Interface this invoice.

04

Interface pay you 90% of its value.

05

Your customer pay Interface on the invoice on its due date – but you stay in control of the debtor communication.

The cost of this service is from 4% of the invoice value. There are no establishment fees. The entire process can take as little as 48 hours the first time. Repeat transactions can be completed on a same day basis.

Case Studies

Interface can assist any business in any industry that provides goods or services on credit terms – if you need working capital we can help you.  Here are some actual examples of clients Interface has been able to assist by turning unpaid customer invoices into instant cash for their business.

Onyx Digital Limited -  Auckland IT Services Business

Onyx Digital Limited - Auckland IT Services Business

We provide IT services to a large corporate client, which pays their invoices on a 60-day cycle. That’s a bit of a challenge for us because we have bills to pay on the 20th of each month.

Kings Drywall Services Limited - Plastering Contractor

Kings Drywall Services Limited - Plastering Contractor

I needed to work on the fluidity of the budget because I wanted to concentrate on the work instead of worrying about the money. I wanted to be able to take care of the work that needs to be done, with the peace of mind that I have a cash flow buffer in the background.

Construction Business

Construction Business

Interface Wellington worked with a construction business that in the past undertook work in the domestic market and as a result received payment as and when the work was completed. Cash flow had therefore never been a significant issue.

News

Topical articles of interest for small and medium sized business owners and their buinsess partners.

How to be a better networker for introverts and shy people

How to be a better networker for introverts and shy people (April 10, 2022)

Shyness or ‘discomfort’ around other people need not be an obstacle when it comes to networking because, despite perceptions to the contrary, introverted people often have better networking skills than so-called ‘people persons’ -- whether they’re in the job market, self-employed or business owners who need to drum up more business.

Change what you think about, change your life

Change what you think about, change your life (April 10, 2022)

What do you think about most? In the words of The Roman emperor Marcus Aurelius: “A man’s life is what his thoughts make of it”. One reason we may have so many head on collisions could be because people stare fixedly at the oncoming car as the accident unfolds. Could it be that looking away from the oncoming car might help you steer slightly away from the centre?

Don’t be frustrated by the labour shortage, turn the tables

Don’t be frustrated by the labour shortage, turn the tables (February 1, 2022)

"Insanity is doing the same thing over and over and expecting different results." If you're struggling through the current labour shortage in New Zealand, it may pay to take heed of Albert Einstein's words. In the context of recruitment, this might be exiting the fight for limited and expensive resources in favour of new thinking.

Why you should share the juicy details with your staff

Why you should share the juicy details with your staff (February 1, 2022)

If you don't open up about the juicy details of your business, for example the financials, your employees will use their imagination to reach all kinds of wild conclusions. This is human nature, and inevitably it will erode trust within the team culture.

Invoice Discounting Facility highlights

Invoice discounting facility highlights (February 1, 2022)

Interface's Invoice Discounting facility provides a quick means for a business to convert outstanding invoices to immediate cash. Highlights of our facility include: - Fast, we can undertake an initial funding within 48 hours of the first client contact. - Flexible facility, transaction based with no volume commitments. - No application, up-front or due diligence fees. - No monthly administration fees. - No termination fees in the event new funding becomes available.

Smishing: Cyber attackers use names you trust to hack your phone

Smishing: cyber attackers use names you trust to hack your phone (October 21, 2021)

People could be forgiven for dismissing this Cyber Smart Week as yet another 'awareness' week, but – as demonstrated by the recent spate of cyberattacks targeting mobile phones using iconic New Zealand company names – ignoring it may be costly.

Contact Us

Instant Cash for Your Business

Interface is NZ's leading alternative finance source for small and medium sized business. We have over 15 years' experience in NZ with our specialist invoice discounting (spot factoring) service and can turn your debtor invoices into immediate cash to pay your creditors on time. Why wait for your debtors to pay you in 30 to 45 days when you can have cash today?