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Cash flow isn’t rocket science, and some basics applied well goes a long way. You don’t have to be an “expert” to navigate your business’ cash flow needs, but you do need to know the basics – the ABC’s, and do them well. So here are a few of the basic ABC’s:

Shyness or ‘discomfort’ around other people need not be an obstacle when it comes to networking because, despite perceptions to the contrary, introverted people often have better networking skills than so-called ‘people persons’ -- whether they’re in the job market, self-employed or business owners who need to drum up more business.

What do you think about most? In the words of The Roman emperor Marcus Aurelius: “A man’s life is what his thoughts make of it”. One reason we may have so many head on collisions could be because people stare fixedly at the oncoming car as the accident unfolds. Could it be that looking away from the oncoming car might help you steer slightly away from the centre?

"Insanity is doing the same thing over and over and expecting different results." If you're struggling through the current labour shortage in New Zealand, it may pay to take heed of Albert Einstein's words. In the context of recruitment, this might be exiting the fight for limited and expensive resources in favour of new thinking.

If you don't open up about the juicy details of your business, for example the financials, your employees will use their imagination to reach all kinds of wild conclusions. This is human nature, and inevitably it will erode trust within the team culture.

Interface's Invoice Discounting facility provides a quick means for a business to convert outstanding invoices to immediate cash. Highlights of our facility include: - Fast, we can undertake an initial funding within 48 hours of the first client contact. - Flexible facility, transaction based with no volume commitments. - No application, up-front or due diligence fees. - No monthly administration fees. - No termination fees in the event new funding becomes available.

People could be forgiven for dismissing this Cyber Smart Week as yet another 'awareness' week, but – as demonstrated by the recent spate of cyberattacks targeting mobile phones using iconic New Zealand company names – ignoring it may be costly.

While most of the population in the UK is vaccinated, Covid cases and fatalities are once again rising amidst calls for tighter restrictions. Could the UK be a window into a future where rolling lockdowns and other restrictions become the social norm, and, if so, do we hold out for normality or take action now?

When it comes to mandating vaccinations in the workplace, the New Zealand Bill of Rights Act 1990 does not overrule other legislation, such as the Health and Safety at Work Act 2015, but there is a process employers need to follow before mandating employee vaccinations.

The New Zealand operations of  The Interface Financial Group has recently changed its trading name to Interface Financial NZ.  We have also taken this opportunity to refresh our website where you can find all of our newsletter articles.