About Us

Interface Financial NZ, formerly known in New Zealand as The Interface Financial Group, is the leading alternative funding source for small businesses. Interface has over 15 years of experience in New Zealand with our specialist Invoice Discounting service that can turn one or more of your unpaid customer invoices into immediate cash enabling you to make important supplier payments, tax payments, staff wages and other payments on time.

Interface is here to help when your business requires cash and you do not have the additional capital to invest, or your bank says “no”, or you do not want to use your house as security for a business loan.


  • A dedicated team working directly with clients.
  • A proven invoice discounting service tailored to the needs of the clients.
  • Over $100m of funding provided to small medium sized businesses.
  • Interface is an organisation where action counts! Interface makes it happen!

The Interface Benefits

  • Fast immediate access to cash, up to 90% of the unpaid customer invoice sold to Interface.
  • All business sectors welcome provided they sell business to business on credit.
  • Pay creditors on time, secure discounts and avoid stop credits.
  • Simple fee structure, there are no other costs involved other than the fee earned on the invoices purchased.
  • You are in control and decide when and how many invoices to sell Interface.
  • Flexible facility, no term contracts or minimum commitments.
  • Simple process and paperwork, get cash in 48 hours for first time applicants, 4 hours for enrolled customers.



I absolutely would recommend Interface to others and have already done so. It may not be for everybody but it certainly works for us.

Onyx Digital Limited


Working with Interface takes the worry out of the business and lets me keep my mind on future growth and expansion, rather than worrying about how to keep things turning over.

Kings Drywall Services Limited


Interface stepped in to fund the new work as soon as the invoices were delivered. This enabled materials and labour expenses to be paid on time and helped get the company back on its feet. This type of short term assistance is core Interface activity.

Agricultural Services Contractor

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Instant Cash for Your Business

Interface is NZ's leading alternative finance source for small and medium sized business. We have over 15 years' experience in NZ with our specialist invoice discounting (spot factoring) service and can turn your debtor invoices into immediate cash to pay your creditors on time. Why wait for your debtors to pay you in 30 to 45 days when you can have cash today?